Take Out An Insurance Plan On Your Virtual Goods With Real Cash In Metal Gear Solid V

Written by Stuart Thomas on Tue, Oct 6, 2015 1:55 PM
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Just when you think the sorry state of micro-transactions couldn’t get any grimmer, Konami go and totally outdo themselves by announcing insurance plans for Metal Gear Solid V: The Phantom Pain. As if it wasn’t enough of a pain in the arse to get insurance for everything in real life, you can now hand over cold, hard cash to protect your soldiers and supplies from being nabbed by rival players.

It’s all part of MGS 5’s Forward Operating Base, which is the means by which players can build up their bases and also perform daring raids on others. It seemed like a decent enough concept initially, but then Konami revealed you could pay for better bases, and now you can spend your Mother Base Coins to sign up for insurance plans so you don't lose any of your goodies.

The very idea of insuring virtual consumable goods is ludicrous in itself. Spend some money though and you can guarantee that (most) property stolen from your FOB will be replenished. There are a few exceptions however, and the FOB Insurance Policy doesn’t cover staff held in prison, staff in defensive positions, wounded staff, and, erm, nuclear weapons. I don’t know why Diamond Dogs’ insurance policies don’t cover the single most important item in its possession, but there we go.

Right now you probably feel as if you’ve stepped into the Twilight Zone, but here we go. Insurance policies range from a single day’s cover up to 14 days, with prices ranging from 50 to 300 MB Coins. 100 MB Coins will set you back 79p, with packs going all the way up to 6000 MB Coins for £39.99. If you’re unsure about the insurance policy then Konami is also offering a 3-day trial, so you can understand just what it is you aren’t getting for your money.

You can also spend your coins on reducing the time required to construct new platforms, which Konami claims will make it “more difficult for a rival to infiltrate unseen." The very definition of pay-to-win, basically.

The implementation of microtransactions in Metal Gear Solid 5 continues to be an absolute nightmare. There was an air of surreptitiousness to it all with Konami drip-feeding info and not pushing most of it live until well after MGS 5’s launch. Now it’s in it’s like a bizarre fusion of AAA gameplay and mobile F2P mechanics, impeding progression at every turn. I reckon none have been more galling than this insurance policy though.

Has Konami gone a step too far with the MGS 5 insurance policy?

How often do you buy micro-transaction DLC?

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07:19 Oct-07-2015

Things are really becoming ridiculous in the AAA gaming world... First the Deus Ex pre-order scheme, then the "pay to not play" in AC Syndicate, now this? As if cutting content from the game to sell it later wasn't bad enough.

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00:05 Oct-07-2015

I would like to say that I'm not surprised, but I truly am surprised.
Konami out-Konamied Konami.
I wonder what's next. Any ideas?

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22:54 Oct-06-2015

I can't wait to see the next greed-bunny that Konami will pull out its bad-taste-hat

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16:38 Oct-06-2015

Konami, I hate you.

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16:25 Oct-06-2015

Konami will faceplant into this idea so hard. The only reason the game has gotten such hype around it is singleplayer. It's fun yes, I've finished it too, but it's not such an extreme game not to mention that I think the multiplayer will stay popular long enough.

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20:36 Oct-07-2015

Edit: "...will not* stay popular long enough."

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16:11 Oct-06-2015

Couldn;t you just go offline? That's what I do If i don't feel like dealing with FOB

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15:56 Oct-06-2015

I only buy DLCs in the form of GOTY editions or collectors edition.I

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15:44 Oct-06-2015

Leave my baby MGS alone! He doesn't want your petty micro-transactions...
But honestly, I still remember the days when you could just buy the game and play without all this need to pay more once you got into the game. Please Konami, think about your fans!

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15:43 Oct-06-2015

If so many gamers don't use microtransactios why is Rockstar ditching single-player DLC and only focusing on multi-player and we see so many developers finding a way to squeeze micro transactions in their games? I think a lot of people are using it.

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15:40 Oct-06-2015

In a few years, I will miss you gaming. I'm glad there's at least some hope with some AAA devs and indie devs. This is just sad.

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15:30 Oct-06-2015

Wow.... Just wow.

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15:10 Oct-06-2015

This is the reason I dont like phone games anymore, Now its spreading in PC games as well :(

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15:05 Oct-06-2015

this is pay 2 win i hate that

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22:44 Oct-06-2015

"Na man its just for people who are really busy and dont have the time to play so they can just speed up the process" - Konami

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15:00 Oct-06-2015

This is surreal lol

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14:50 Oct-06-2015

How i feel when game developers bring out the micro transactions.

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14:40 Oct-06-2015

Rubbish rubbish rubbish...(the current loop playing in my head!)

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14:35 Oct-06-2015

Show me someone who is willing to pay for this DLC, and I will show you proof of a genuine gullible dumbass cow.

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14:35 Oct-06-2015

I think the poll says it all!

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14:09 Oct-06-2015

The irony is that if you wanted to make stuff up to write a satirical piece on micro-transactions, you couldn't do it better than this.
But this is the truth.

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14:59 Oct-06-2015

which makes it even better. or sadder.. I am not sure :P

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15:01 Oct-06-2015

I honestly thought this was a joke when I read the headline...

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14:04 Oct-06-2015

Screw Konami


Because Konami is Konami and Konami is the worst.

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